Bipolar Life Insurance Acting A Bit, Well, Bipolar Right Now!
So we’re all familiar with the manic and depressive swings that are the hall mark of bipolar disorder. Some are subtle and manifest as people that work like crazy and then need down time to recover....
View ArticleMelanoma Life Insurance Underwriting Logic!
Many of you have read my posts about melanoma life insurance being approved at better than standard rates and, of course, I always make much of the fact stage and grade are key factors in the end rate...
View ArticleThe Fat Lady Finally Sang!
I ran into a client over a year ago who presented me with one of those life insurance scenarios that brings out the gag reflex in even the best of underwriters, one of “those issues” that has been an...
View ArticleJohn Hancock Was All Talk!
No, not the real man. He was by all reports a real stand up guy, but unfortunately there isn’t a requirement when a company uses your name that they have to portray the same characteristics. A few...
View ArticleStage 0 Melanoma Life Insurance!
Call me naive, but there are almost daily occurrences of me seeing less mortality risk in a life insurance underwriting situation than the majority of underwriters. I get that they are paid to see...
View ArticleMedical Professionals and Prescription Drug Abuse!
Abuse of prescription drugs has been a growing problem for a few decades now and life insurance underwriters have tried to balance their reaction of this abuse with alcohol abuse and illegal drug...
View Article2016! The Year Of No Life Insurance BS!
Oh I wish! While there are still some bastions of sanity in the life insurance industry it seems like they have become few and remote. While I like my vacation islands in that category I can tell you...
View ArticleWhat Sounds Like A Sales Trick Really Makes Sense!
So here you are. You’ve made up your mind that you need life insurance to protect your family or your business. You’ve found an agent that you are comfortable with, an agent that seems knowledgeable...
View ArticleLife Insurance The Medication Dance With Mood Disorders!
Oh, for the fortunate few who find the right doctor who hits on the right medication for their mood disorder the first time, making life insurance a simple process. One day it presents as an annoyance...
View ArticleIs Protective Life and Costco A Good Idea?
I’ve had several questions about the new Protective Life offering of life insurance through Costco. One client emailed, “So, I wanted to run something by you. My husband and I were in Costco on Friday...
View Article
